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Regardless, WhiteRockLoans. coms service is always free to you.

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The residents of Arkansas, New York, Vermont and West Virginia will not be able to use the service of the website. Service availability and scope are subject to change without notice.

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FHAs required down payment is 3. 5 percent when purchasing a single family home, condo or duplex. If you are purchasing a multi-family building, FHA requires at least five percent down.

Gifts. FHA is fairly flexible with gifts for down payments and closing costs. They are, however, very strict about the source of the gift funds.

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