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New Yorkers should steer clear of payday loans. If you are struggling to pay your bill: Ask your creditors for more time.

Find out what they charge for late payments, finance charges or interest rates since it may be lower than what you might end up paying for a payday loan.

Work with a community development credit union or a non-profit financial cooperative, which may provide affordable small-dollar loans to eligible members. Ask for a salary advance from your employer, or borrow from family or friends. Consult social service agencies, they may take a personal loan 50 0000 programs to help with food, housing and home heating costs.

To stop recurring bank account debits to a payday lender, take the following steps: Contact your bank or credit union and provide an oral or written request to stop payment to the payday lender.

Take a personal loan 50 0000

About your car, if any of your loans is secured by your car, then that lender would be able to repo your car if you don't pay that loan. Since you're already set to consult with a bankruptcy lawyer soon, be sure to ask himher those same questions. As they say, the devil is in the details. What about a vehicle that as been repo can that be wiped out if you still owe on it aren't able to make payments on.

Jessica, your duty to pay the remaining balance on the car loan would be eliminated, but you wouldn't get your car back. I finished my bankrupcy meeting yesterday and had a creditor from a payday loan call. I told them I already finished my bankrupcy and it should be discharged by July. I included them in the bankrupcy and the lady take a personal loan 50 0000 because the contract stated I wouldnt file bankrupcy that I couldnt legally file against this and they would take me to court and win….

is this true. My lawyer cash advance exmore va said anything about them being able to come after me.

Take a personal loan 50 0000

I gave them all my banking info and personal info. when I applied. They said they would get back to me in 24 hrs. It's been almost 7 days now. There is no human being who answers their 800 number it just says to email them. I've sent numerous emails with no response.

Take a personal loan 50 0000