Whats going on with the cash advance business

Tanya, if you'll read the article above again, you'll see that what they are threatening you with is typical of what they do. Now about the fact (if true) that you didn't list them as a creditor in your Chapter 7 filing, in California that debt is eliminated anyway (assuming that the rest of your creditors got nothing from your bankruptcy).

If you don't live in California, you'll have to check with a bankruptcy attorney in your state about that issue. In any event, you should be asking your own bankruptcy attorney about this because heshe knows the details of your bankruptcy.

Question: I live in California. In early January I got one of those installment loans that was approved because I have a car. Something about a title type loan (The car is not paid off and the bank has the title) Then in mid January 2015, same month, I had to file bankruptcy because a creditor was sueing me and my whats going on with the cash advance business were going to be garnished.

Whats going on with the cash advance business

How payday loans are supposed to be repaid. With a payday loan, you agree to borrow a certain amount, over a fixed period of time for example, £150 for 10 days.

You dont normally repay using whats going on with the cash advance business cheque or by ringing up with your bank details. Instead, the lender will automatically take the loan amount, plus interest, direct from your bank account on the agreed day of repayment. This is a process known as Continuous Payment Authority (CPA).

Its your job to ensure there is enough money in your account to cover your repayment on the agreed date. If theres no money to pay the loan.

Lenders will usually try to take the money from 5am on the day of collection. If theres no money in the account, or not enough to cover the whole debt, they will keep trying to collect payments for as long as it takes to recover the entire amount.

Whats going on with the cash advance business

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Whats going on with the cash advance business